All About Microfinance – Solutions for Poor Women

ASSET BUILDING, RISK MITIGATING PRODUCT
For poor women, getting a building to stay is one of their willingness, like having a house or asset needed to run a business, the product of MFI is mostly help them to get it. Later, with some little skill given, they also need the business that mitigate risk in production and easy to access. Let’s see how we can try to give them some solutions.

• Voluntary Savings
Voluntary savings are those savings, which the clients decide to make because they have funds and out of own desire/will. Voluntary saving are withdrawable but does not mean the end of client relationship. The reasons for voluntary savings may also be many. Therefore just like a bank, MFIs come out with different savings products such as recurring deposits, monthly income schemes or fixed deposits. Each product may have various features related to interest rate, withdrawability, etc. Therefore, in financial institutions with strong voluntary savings leaning, a system to manage Liquidity management is a specialized function. It is for this reason that even banks give very high priority to liquidity management. Failure to meet commitments may risk the credibility of the organization and can jeopardize the reputation of the MFI resulting in problem spiraling into an uncontrollable situation.

• Health and Life Insurance
Health insurance is insurance against the risk of incurring medical expenses.
By estimating the overall risk of health care expenses, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.
Life insurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a designated beneficiary a sum of money upon the occurrence of the insured individual’s or individuals’ death or other event, such as terminal illness or critical illness.
In return, the policy owner agrees to pay a stipulated amount (at regular intervals or in lump sums).
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This is My Weeky Peedy

Assalamu’alaikum warahmatullah wabarakatuh 🙂

How are u guys up?
Hope everthing goes well and still in order.

Well, actually this week goes fully busy for me. *sigh
While I have to handle PIA (major event), I have to prepare for debate competition in Bandung (which takes MANY times to prepare), debate preparation for MTQ (but it’s done already today with #3 rank, thank you Allah) then I also need to figure out the games given by my lecturer (selling with IDR 9000 as the 1st asset), I have to practise dances for student joint program, being Korean’s tour guide, facing the issue of ajaran sesat in my faculty, my Nokia got hang up (losing all pictures and messages, he wants me to upgrade the new firmware and my internet didnt work as hope, err)

Huahhhhh Hectic! yes it is.. but some of the tasks already nullified (eg.dance , I cant afford it within 2weeks)

Well since no much time for blogging, just help me praying ok, ill do the best that I can inshallah 🙂
Especially for the debate, i was kinda afraid of myself.. May Allah swt give us all strength! Aminn

So Long, fellas!

Apakah saya sudah dewasa?

Baru judul yg ada, isinya masih dalam proses, hehehe.. prepare to be amazed!! LOL 😀
See ya!

Mungkin ini dari Allah, mungkin efek PMS, mungkin..

“How many times did I pray You’d find me
How many wishes on a star, Gazing off into the dark
Dreaming I’d see your face, Safe at home unafraid
Captured in your embrace..” Hoku – You First Believed

Entah lah, saya tak mengerti apa sebabnya, yang jelas saya mati rasa saat ini.
Ya. Rasa ini tiba-tiba kandas laksana baru saja diterpa badai atau tsunami dan hilang seakan tanpa berbekas (*hoalah serasa penyair deh)

Tapi seriussssss tau >_<"
aku juga merasa aneh, tiba2 aja cenat cenut yang dulu selalu muncul di saat kami saling menyapa, bercerita, tertawa, berjumpa (walau tak menyapa) hilang dan sekarang aku merasa hampa, tak ada rasa yang berbeda. Seakan aku baru saja sembuh dari jangkitan virus merah jambu dan kembali berusaha memulihkan beberapa bagian dari hatiku yang nyaris selalu cenat cenut setiap ada kamu (eh kok malah nyanyi sm*sh! hadohh).

Mari berbaik sangka kepada Allah swt 🙂

Sejenak terpikir mungkin ini semua berada di bawah kendali Sang Penggenggam Qalbu, hanya Dia yang mampu membolak balik hati hambaNya.

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Prepared Motions For NDC 2011

No more words, SEMANGATTT MEMEEEEEELL!!!! ^^

1. The Hammer Judgment.
a) THW include “massive environment destruction” under ICC (International Criminal Court) Jurisdiction.
b) THBT Domestic Court Should able to prosecute environment destruction abroad which Caused by MNC (Multi National Corporation).
c) THW Alter ALL punishment of Environment Destruction to ONLY full restoration of Environment that defective.

2. Money from Your Pocket.
a) THW tax people on the basis of their carbon contribution.
b) THBT Developed Countries Should Pay developing countries to control their population.
c) THW give direct money for NGO that deal with green Movement.

3. Al Gore vs Adam Smith :
a) THBT Economic Growth is the key towards solving climate change
b) THW abolish all taxes for Green Project.
c) THBT EU should trade with other countries inversely Proportionate to their Emission.
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Dengarlah Suara Hatiku

“Sebaik-baik wanita ialah yang tidak memandang dan tidak dipandang oleh lelaki.”

Aku tidak ingin dipandang cantik oleh lelaki. Biarlah aku hanya cantik di matamu. Apa gunanya aku menjadi perhatian lelaki andai murka Allah ada di situ.

Apalah gunanya aku menjadi idaman banyak lelaki sedangkan aku hanya bisa menjadi milikmu seorang.
Aku tidak merasa bangga menjadi rebutan lelaki bahkan aku merasa terhina diperlakukan sebegitu seolah-olah aku ini barang yang bisa dimiliki sesuka hati.

Aku juga tidak mau menjadi penyebab kejatuhan seorang lelaki yang dikecewakan lantaran terlalu mengharapkan sesuatu yang tidak dapat aku berikan.

Bagaimana akan kujawab di hadapan Allah kelak andai ditanya? Adakah itu sumbanganku kepada manusia selama hidup di muka bumi?

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Sekeping Doa

“Ya Allah Sang Penggenggam Kalbu..

Jika cinta yang Engkau anugerahkan pada hamba mendekati kasih-Mu Maka tambahkan rasa cinta ini, jangan pernah pupus dan sirna, Dalam rentang waktu yang cukup lama. Namun jika cinta ini makin menjauhi hamba dari Rahmat-Mu.., Hilangkan dan musnahkanlah, sampai hamba tak mengingatnya lagi kalau hamba pernah jatuh cinta, kalau hamba pernah bersujud dihadapan-Mu, Untuk meminta dirinya menjadi milik hamba…”

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